The Board or its appointed agent, prepares yearly, for every MSA or metropolitan division (including an MSA or metropolitan division that crosses a Point out boundary) and the nonmetropolitan percentage of Each individual Point out, an aggregate disclosure assertion of claimed modest business enterprise lending, modest farm lending, Local community advancement lending, and Local community enhancement investments by all depository establishments issue to reporting beneath this component or 12 CFR element twenty five or 345.
A financial institution will have to make accessible to the public for inspection, upon request and for gratis, the information essential In this particular section as follows:
네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.
The Board could look at a financial institution's Group advancement loans, Local community development investments, and community advancement expert services delivered beyond its facility-based evaluation areas, as offered With this section.
) Particular specifics of the dollar amount of the Local community improvement loan or Local community improvement investment decision that was allocated to every county served with the loan or financial commitment, if available.
(i) All the information necessary to the financial institution's public file need to be managed at the most crucial office and, if an interstate lender, at a person department Place of work in each Point out; and
A bank have to make available to the general public for inspection, on ask for and for free of charge, the knowledge necessary Within this area as follows:
(B) For each of a financial institution's facility-primarily based evaluation areas in a nonmetropolitan space, the Nonmetropolitan Nationwide Community Advancement Financing Benchmark actions the dollar volume of Neighborhood progress loans and Local community enhancement investments that benefit or serve nonmetropolitan locations while in the nationwide spot for all substantial depository establishments compared to deposits located in nonmetropolitan areas in the nationwide area for all substantial depository establishments.
signifies a bank, excluding a bank selected like a constrained goal bank pursuant to § 228.26, that experienced assets of a minimum of $two billion as of December 31 in equally on the prior two calendar a long time. The Board adjusts and publishes the determine With this definition every year, depending on the year-to-calendar year adjust in the average of The customer Value Index for City Wage Earners and Clerical Employees, not seasonally altered, for each twelve-thirty day period period of time ending in November, with rounding to the nearest million.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
The Board evaluates an intermediate financial institution's file of helping to satisfy the credit desires of its full Local community pursuant on the Retail Lending Examination in § 228.
A big financial institution ought to acquire and report to the Board yearly by April one an index of Every retail lending assessment spot exhibiting the States, MSAs, and counties during the retail lending evaluation space for the prior calendar year.
(ii) The Board considers an intermediate financial institution's community enhancement loans, Local community development investments, and Local community advancement services without having regard to whether the action is produced in one or more of your lender's facility-dependent evaluation locations. The extent of the Board's thing to consider of Group advancement loans, Group development investments, and community progress companies outside of the financial institution's facility-based assessment parts will depend on the adequacy on the lender's 228 loan responsiveness to Group development wants and opportunities within the bank's facility-based mostly assessment parts and relevant general performance context info.
The Board considers the weighted ordinary of your general performance scores similar to the lender's Local community Growth Financing Test conclusions for its facility-centered evaluation places within the multistate MSA, calculated pursuant to section IV of appendix B to this section.